Fire Insurance

Discover unparalleled fire insurance options with our popular Fire and Allied Perils policy.

Our Fire and Allied Perils policy is one of the most popular fire insurance policies in the country and provides a range of standardized products from which to choose.

Fire Insurance Policies

We offer a range of comprehensive fire insurance options, ensuring peace of mind whether you own residential or commercial property. Customize your policy to fit your specific needs and enjoy tailored coverage that safeguards your assets against fire-related risks.

Assets All Risk Policy

The Assets All Risk covers the insured against loss, damage or destruction of the insured’s property resulting from any accidental cause unless specifically excluded from the policy.

Combined Fire and Theft

This policy protects your business premises against fire and allied perils, including theft of specified goods, office fixtures, and fittings.

Industrial Fire

Vanguard’s Fire Policy is so flexible that whatever your needs, it can be tailored to suit them. This policy covers Business Premises (e.g. Factories, Shops and Warehouses) and their contents against loss or damage by fire, lightning and explosion. The fire policy can be extended to cover special perils like earthquakes, storms, floods, impacts and overflowing of water tanks, among others. Talk to us today for the appropriate product that will suite your company.

Commercial Fire

This is a repackaged version of the Industrial fire policy with a few add-ons that enable the owners of commercial properties to comply fully with the new Insurance regulation on the operation of commercial properties. This policy covers Business Premises (e.g. Factories, Shops, Offices and Warehouses) and their contents against loss or damage by fire, lightning and explosion. The fire policy may be extended to cover special perils like earthquakes, storms, floods, impacts and overflowing of water tanks, among others. It contains a component for Fire Levy and a Fire certificate issue. A Public Liability cover with a limit of GHc 20,000 is extended automatically where a commercial operator does not have a Public Liability insurance cover in place. For Buildings under Construction, another extension is made for collapse.

Take control of your policies from any device

View policy documents, request changes to your coverages, make payments or start or check on a claim. Do it all from your desktop, tablet or smartphone.